Buy now, pay later with PayPal Credit PayPal Credit is like a credit card without the plastic. And with 0% interest for 4 months on all purchases of £99 or more, it’s the perfect way to spread the cost of larger online purchases. It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and they will give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway. BUTTON - APPLY HERE Then simply pop back onto our website add the item you would like to purchase to your basket and checkout. Follow the checkout process and when you get to the payment page, select Paypal and then use your funds in your Paypal credit account.